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Our strategies meet the commercial and personal needs of our clients.

Group insurance

Providing benefits is an efficient way to distinguish oneself from other employers, as well as to hire and retain employees.

Since employees represent their most precious capital, we help business owners and their managers to adequately manage their group insurance plan.

Offering your employees health-related benefits helps you retain staff, save time and money in the hiring and training process and create unity within your organization. This, in turn, increases the level of satisfaction of your employees and improves the medium- and long-term efficiency of your group.

We participate in each step of the process—from the establishment of your plan to the education of employees. Furthermore, the claims submitted will be subjected to a verification process, which helps reduce the cost of premiums upon the renewal of your group insurance.

Overhead insurance

This insurance is essential, as it covers the fees required for the operation of a sole proprietorship or a partnership should an owner or a partner be unable to work due to an accident or a serious illness.

Partnership insurance

This insurance allows owners or co-owners of a business to repurchase their partner's shares in case of death, serious illness or disability.

Commercial loan insurance

This insurance helps business owners reimburse their creditors in case of death .

Key person insurance

This insurance allows owners to preserve the profitability of their business and to overcome the various challenges that they may face during the untimely loss of a partner or of a collaborator that is essential to the operation of the company.

We offer a wide range of insurance options that will protect you and ensure the viability of your company.

Commercial loan insurance

This insurance helps you finance in whole or in part the buyout of the shares of a partner who has become invalid.

The benefits are based upon the fair market value of your company's shares. These shares are evaluated according to The Canadian Institute of Chartered Business Valuators' evaluation standards or according to similar standards, which are approved by the insurer, up to an amount equivalent to the repurchase price.

This type of insurance differs from a traditional disability insurance, which only replaces the income of an owner in case of disability.

Have your group insurance plan evaluated at no extra cost to you and no obligation on your part.

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